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How to Lower Your Insurance Premiums with a New Roof

How to lower your insurance with a new roof

There's nothing like a new roof to make your Dallas / Fort Worth area home look and feel brand new all over. On the flip side, there's nothing quite like an old roof to bring down the overall look and feel of your home.

Unfortunately, one of the casualties of an old roof is going to be your budget—thanks to increased insurance premiums. Yes, the age of your roof has a direct and significant impact on your insurance costs, so it may be in your financial best interest to replace a roof once its age begins to push your premiums into a range you may not be able to sustain.

At Bearded Brothers Roofing & Restoration, we're all about using our knowledge of all things roofing-related in order to benefit our friends and neighbors in the Dallas / Fort Worth area. In that endeavor, our roofing contractors created the following quick guidelines about how a new roof can lower your insurance premiums:

Your Homeowner's Insurance Will Only Increase with the Age of Your Roof

Your homeowner's insurance is determined by a number of factors that all boil down to how likely it is that your home will require you to file an insurance claim. That likelihood is determined by the quality and—that's right—age of your home's various installations.

Since your roof accounts for such a large portion of your home and any wear it suffers can result in other issues such as structural damage, its wear and age can have a substantial bearing on your homeowner's insurance costs. Try to get a jump on your roof replacement needs before they cause your premiums to jump in turn. Here's a quick list of some typical age ranges for common roof types:

  • Asphalt shingles: 25 to 30 years.
  • Concrete tiles: 35 to 50 years.
  • Metal roofs: 30 to 45 years.
  • Rubber (EPDM) roof: 30 to 40 years.

The Good News: Investing in a New Roof Can Lower Your Monthly Premiums

So you've determined that your roof is at the age where you should start planning to have it replaced? Just thinking about the cost of the work may put you off of getting it done in as timely a manner as you should. However, don't let the upfront cost deter you.

After all, this cost will be more than justified in the form of a SIGNIFICANTLY reduced insurance premium. Unfortunately, your roof won't last forever, and it can be a hassle to plan and budget for a replacement. However, we assure you that the money you'll save will make up for the headache.

Look to Our Dallas / Fort Worth Roofing Contractors for a New Roof

Is your roof old? Is it old enough that its age is beginning to be reflected on your homeowner's insurance? If so, give Bearded Brothers Roofing & Restoration a call today and ask about our roof replacement service. We'll outfit your home with a new, high-quality roof that will reduce your insurance costs from day one and continue to give you many, many years of dependable service.

If you are looking for a professional Dallas / Fort Worth roofing contractor, then please call 972-619-6149 or complete our online request form.